Hands Up!

Archive for June 2010

This information is to provide a guide to the policies on Travel Insurance, for those with pre-existing conditions. Depending on your circumstances you may need to ring individual Insurance providers to check whether they will cover you.

Online Travel Insurance

  • They will cover some pre-existing conditions if they are deemed to be controlled.
  • There is an extensive list on their website on what they will and wont cover.

Travel Sure

  • They will cover some conditions that are controlled automatically, see their website for details.
  • According to their website they will cover other conditions if the person to be insured is under 75 yrs without requiring an assessment, if they are travelling to Australia. It will still pay to check with them first before taking out Insurance.

World Care

  • Will cover some pre-existing conditions, and have a very well-defined list on their website
  • They also have  a list of conditions that they wont cover under any circumstances.

Uni Care

  • I found this website to be very hard to follow and could not work out whether they would or wouldn’t cover pre-existing conditions.

Air New Zealand

  • Yes they will cover a list of pre-existing conditions
  • All other conditions on approval only

NB: Important to note that even those providers that say they will cover pre-existing conditions, often with an extra surcharge, may still not cover a child/person with multiple issues. Most travel insurers wont cover the cost of lost medications and some equipment. You may need to pay extra to insure  wheelchairs etc.

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Book Nook

Posted on: June 23, 2010

Translated to English from Japanese this book is about bringing up a child with Autism within Japanese Society, but there experiences and emotions while dealing with this can be identified with by all parents of Autistic children. The book is written in a manga style and in a traditional Japanese format – back to front, right to left – but once you adapt to this you will find the book is well worth the while. I thoroughly enjoyed reading this book and would recommend it to anyone who has a child with ASD (though keep the tissues handy) or for anyone who wishes to understand better the daily struggles that many parents go through in raising an autistic child regardless of where they might live or what culture they maybe!

There are a total of 7 books in the series and has  won the Excellence Prize for Manga at the 8th Annual Japan Media Arts Festival

If your lucky your Orthotics Dept will have a range of different styles/colours to choose from!

For treatment of Hemiparesis involving the Achilles Tendon, to prevent Foot Drop

The use of these two words can be very confusing when you are new to the world of physical disabilities. Sometimes professionals use the words interchangeably, other times they may start off using one word to describe your child and then switch to the other. So what is the difference between the two?

HEMIPLEGIA

Hemiplegia refers to severe paralysis or muscle weakness on one side of the body. The result of this could be the loss of some or all motor functions in the affected limbs.

HEMIPARESIS

Hemiparesis instead of affecting a whole limb may affect particular muscles instead, which could result in such issues as toe walking/dragging and fist clenching. Sometimes with therapy the effects of hemiparesis can be brought with the normal range of function and reducing the need for further treatment.

The most common causes of these issues are:

  • Stroke
  • Cerebral Palsy
  • Traumatic Brain Injury
  • Hypoxia
  • Damage to the Spinal Cord
  • Genetic disorders such as Muscular Dystrophy/Multiple Sclerosis etc

Depending on the cause of the Hemiplegia/paresis, there are different treatment options including physio, orthotics, surgery and Botox. The specialists involved with your childs care will be able to discuss the most appropriate options for their situation with you.

  • Disabled man is taken advantage of by his church and has now lost all his savings.
  • Questions are being asked about the ability of HNZ to maintain its houses after a woman dying of renal failure develops breathing issues due to the rising damp and mould in her HNZ house.
  • Once again Capital & Coast DHB have delayed elective surgeries and requested staff take annual leave, in order to balance the books, just as the Flu Season begins.
  • 16mth old Elijah is battling the rare condition Prune Belly Syndrome which has left with failing kidneys and possibly deaf – due to medications.
  • Christchurch Hospital is bidding to be one of two national hubs for treating pediatric cancers and also to be the South Island hub for Neurosurgery.

Molly - Suffered a TBI at Birth

Many of us will know someone who has a Brain Injury whether it be a relative, a parent or a child and we know big an impact that this can have on not only that person but the people around them too. The causes of Brain Injury are many with most common being from Strokes, Car Accidents and Sports, but these are not the only causes. Brain Injury can also occur at birth whether it be because of a lack of oxygen, through birthing complications or an in-utero stroke. It can also be the result of illness such as Meningitis (inflammation of the Meninges which surrounds the brain) which can be a complication of many childhood illness’ such as Chickenpox, Meningicol, Measles and even the Flu. For some Brain Injury will have occurred through exposure to toxins, whether they be chemicals in the environment, drugs (prescribed or recreational) and from Alcohol (such as Fetal Alcohol Syndrome).

How badly a child will be affected by brain injury is not always as easily to diagnosis as it is in an adult, and the younger the child the harder it is, making it a waiting game for parents, who are just waiting for issues to crop up, knowing that the longer it takes for something to present itself the likely hood of  severe problems are reduced. Some doctors will try to tell parents exactly what a child’s issues are going to be, but there are no guarantees on anything….. the waiting game is the hardest!

Molly - A Happy 7 yr old girl who loves school!

The Brain Injury Association is there to support those who need it and their families too, while making people aware of the effects that brain injury has upon peoples lives and encouraging people to reduce their risks!

Please support the Collectors when you see them!

In the news this week:

Part 2 of our Travel Insurance information segment. Please remember that this information doesn’t guarantee you travel insurance but enables you to see which travel insurers are more likely too. Always ring and talk to them about your specific needs.

Mike Henry

Are the current providers of Travel Insurance to the ‘Make a Wish’ foundation. They do provide cover for some controlled conditions without charging an extra fee, such as:

  • Asthma
  • High Blood Pressure
  • Grommets
  • Hayfever
  • High cholesterol
  • Thyroid Issues
  • see website for complete list

Their website states that they will cover other pre-existing conditions, with an additional $50 surcharge for travel to Australia and other countries on application only. On their website it is stated that no medical is required, but the conditions must be declared on the form and be fit for travel. If you have multiple conditions then it will pay to ring them and discuss your requirements.

Fly Buys Insurance

You must firstly be a member of the Fly Buys Reward Scheme, but they do not cover any pre-existing medical conditions.

Good 2 Go

On their Leisure, Australia or Multi-trip Plans, they do cover some  controlled pre-existing conditions without incurring an additional surcharge, such as:

  • Asthma
  • High cholesterol
  • High Blood Pressure
  • Diet Controlled diabetes
  • hay fever
  • see their website for a complete list

Other pre-existing conditions may also be covered after an assessment has been made and you are deemed fit for travel.

AA Travel

Under their comprehensive plans some pre-existing conditions, if controlled and have an online checklist to help you workout whether your condition is covered. They will also cover other pre-existing conditions if the travel is under 2mths duration, if you are deemed fit for travel and after an assessment via phone. The extra surcharge that will then apply will be at least $45 Australia, $55 South Pacific, $65 UK and $75 Rest of World. See their website for more details.


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